Rates updated today  ·  FSCS protection now £120,000 per person  ·  Free comparison
See your rate

The quiet way to earn more on your savings.

Compare fixed-term rates from a panel of FSCS-eligible providers. Rates scale with the size of your deposit, so the more you put away, the higher the rate you qualify for. There are no fees and no obligation.

Get my rate View the rate ladder
FSCS-eligible options No fees Independent comparison
Today's headline rate
6.25%
AER · 12-month fixed
£10k – £49k6.25%
£50k – £99k6.55%
£100k – £249k6.85%
£250k+7.20%
12-month fixed · rates by deposit size
Rate tiers

Rates that scale with your deposit.

Each tier unlocks a higher rate. Find where your deposit sits to see what you could qualify for.

Tier 1
Starter
£10k – £49k
6.25%AER · 12 months
Minimum£10,000
Term12 mo
InterestAnnual
Tier 2
Growth
£50k – £99k
6.55%AER · 12 months
Minimum£50,000
Term12 mo
InterestAnnual
Tier 3
Premier
£100k – £249k
6.85%AER · 12 months
Minimum£100,000
Term12 mo
InterestAnnual
Tier 4
Private
£250k+
7.20%AER · 12 months
Minimum£250,000
Term12 mo
InterestAnnual
Compare

How does your bank stack up?

Most high street accounts pay well below what specialist providers offer. These are indicative average rates on 12-month fixed-term savings.

High street easy accessUK major bank · typical1.50%
High street fixed (1yr)UK major bank · typical3.80%
Best buy comparison sitesSavings platforms · typical4.95%
QuietYield panelFrom FSCS-eligible providers6.25–7.20%

Indicative rates as of today. Actual rates vary by provider, term, and deposit size. Always confirm individual product terms before applying.

Calculator

See what your savings could earn.

Move the sliders to project the return on a fixed-term deposit. Rate auto-matches your tier.

Deposit£25,000
Term1 yr
Matched rate6.25%
Total at maturity
£26,562
Deposit£25,000
Interest earned£1,562
Effective tierStarter
Rate (AER)6.25%

Illustrative only. Final rates depend on provider, term, and prevailing market conditions. Tax may apply on interest earned. Capital is held by the underlying provider.

How it works

Getting your rate takes three steps.

01

Tell us your deposit

A 60-second form. Amount, term preference, contact details. We only use this to match you to the right tier and providers.

02

We match providers

Our panel of FSCS-eligible institutions reviews your profile and surfaces the rates available to you, based on tier and term.

03

Speak to a specialist

A specialist calls within 24 hours with your shortlist. No obligation. Apply directly with the provider. QuietYield never holds your money.

Why QuietYield

Why savers choose QuietYield.

FSCS protection, now £120,000

Where applicable, eligible deposits with FSCS-protected providers are covered up to £120,000 per person, per authorised institution, and up to £240,000 on joint accounts, under the limit that took effect in December 2025.

No fees, no markups

QuietYield is paid by providers, not by you. The rate quoted is the rate you receive.

Your data is protected

UK GDPR compliant. We share your details only with the providers matched to you. No spam, no third parties.

Get your rate

See what you could earn.

60-second form. A specialist will be in touch within one business day with rates matched to your tier.

🇬🇧 +44

Confirm your number

We've sent a 6-digit code by text to . Enter it below to see your rates.

Resend code (30) Change number

Capital is held by the underlying provider. Rates are subject to availability and change. By submitting you consent to QuietYield sharing your details with matched providers.

Thanks, we've got your details.

A QuietYield specialist will be in touch within one business day with rates matched to your tier.